Key facts

Reported value

USD 60.5 million

As of

June 30, 2025

Portfolio

University endowment funds in audited statements

Location

Saint Paul, MN

Spending policy

4% on the stated policy base

Data through FY2025

Balance reference

Endowment size and reporting scope

The USD 70.127 million survey balance belongs to the respondent named Concordia University. Donor-restricted resources can be invested beside funds designated by the governing board for long-term use. Each account retains its purpose and beneficiary. A pooled vehicle can also include reserves or other long-term money, which gives its market value a different scope from endowed net assets. The reporting category needs to travel with the number. Survey scope and definitions

The official USD 60.534 million figure and the FY2025 survey's USD 70.127 million describe their respective dates and reporting categories. The official balance retains its stated label, endowment net assets. Official financial scope

Source: NACUBO · Data through FY2025

The FY2025 survey value for Concordia University is USD 70.127 million, compared with USD 61.454 million for FY2024. The reported balance rose by USD 8.673 million, or 14.11%, from FY2024. It includes changes in investments as well as additions and distributions. NACUBO explicitly distinguishes this change in market value from an investment rate of return. FY2025 respondent values and definitions

The available history begins in FY2016 at USD 41.498 million and ends in FY2025 at USD 70.127 million. The change across those observations is USD 28.629 million. The smallest reported balance in the displayed series is USD 41.498 million in FY2016; the largest is USD 70.127 million in FY2025. The displayed observations are year-end asset balances. NACUBO historical workbook

Spending policy and payout

The financial statements describe a 4% spending policy approved by the board of regents in 2005. Many older endowments have their own spending and reinvestment terms. The reported endowment appropriations were USD 1.332081 million in FY2025 and USD 1.143453 million in FY2024. Spending disclosure

Source: csp.edu · Data through FY2025

Distribution report

For Concordia University, a closing survey balance and an annual appropriation answer different questions. The survey records how much was held at the reporting date. A spending formula determines support using the valuations specified in that policy. A beneficiary can also spend an approved distribution in a later period. This timing can separate the institution's appropriation from the cash recorded as an expense. Spending measures

Governance and investment office

Concordia University, St. Paul reports to a board of regents. The audit describes its endowment investment objectives and the board-approved spending policy. Older gift terms can require different treatment of income and reinvestment. The Minnesota institution is distinct from other universities using the Concordia name. Investment governance

Federal excise tax on investment income

Public Law 119-21 changed Section 4968 for tax years beginning after December 31, 2025. Applicable private institutions must have at least 3,000 tuition-paying students in the preceding tax year, with more than half located in the United States, and student-adjusted endowment of at least $500,000. The rates are 1.4% from $500,000 through $750,000 per student, 4% above $750,000 through $2 million, and 8% above $2 million. Enacted law, Section 70415

An institution's tax tier requires its statutory asset base, eligible student count and related-organization treatment. The survey's closing market value does not supply that calculation. No institution-specific rate is assigned without an institutional disclosure. A campus's enrollment in a public fact sheet can differ from the daily-average, full-time-equivalent count required by the law.

Net investment income is the tax base; a closing endowment balance is an asset measure.

FY2025 size-band comparison

The FY2025 survey value of USD 70.127 million places this respondent in the $50M to $100M band. The published band contains 96 respondents and USD 7.2 billion of aggregate assets. Its average five-year annualized net return is 10.1%, and its ten-year average is 7.5%. NCSE size groups NCSE average net returns

Source: NACUBO · Data through FY2025

NCSE's allocation categories combine strategies with different liquidity and valuation practices. Its Alternatives group can include private capital, hedge funds and real assets. Matching that broad weight would not establish identical holdings. The chart shows the FY2025 NCSE size group's average allocation. Published category weights are shown with an explicit rounding difference so the full bar totals 100%. NCSE allocation definitions

Public records and reporting dates

The ProPublica nonprofit API identifies the legal filer as Concordia University St Paul, EIN 410696906. Its available filing for the year ended June 30, 2024 reports total filer assets of USD 182.392 million, revenue of USD 112.820 million, expenses of USD 107.401 million. These are filer-wide amounts, which can include buildings, operating resources and other assets outside the endowment. The filing period is retained separately from the current investment disclosures. ProPublica structured filing data

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